Ready to take steps?
Northwest Managed Benefits, Inc.
311 E Mullan Ave. Post Falls ID 83854
Fax: 1 (888) 359-5405
Lynnette Anderson direct: (208) 964-5440 or (509) 768-7017 LAnderson@nwmbi.com
Shannon Mayfield direct: (208) 262-6925 Shannon@nwmbi.com
Medicare
New to Medicare? So many rules. You might have company benefits still therefore considering whether to wait on Part B, or may be eligible for Medicare Savings Programs or Low Income Subsidy, or concerned about paying more per income for Part B or Part D. What should you know? Call us, We're here to help ~ our Medicare 101 visit will save you time and frustration. If you have your answers already and feel prepared to apply for Medicare, first step is contact social security 3 months prior to your birthday. Then to talk about your Medicare policy options just contact us or complete the SCOPE form below and return to us.
Two methods to apply for Medicare
Call Social Security directly:
1 (800) 772-1213
Online at Social Security site: go to Social Security site Or if you have decided to wait on social security benefits you can apply for Medicare only at Social Security site Medicare Only scroll half way down the page and click blue button 'Apply for Medicare Only'.
Are you ready to visit about Medicare plan choices or have questions in preparation for contacting social security?
Per CMS guidelines placed to protect you, an Agent or Broker needs permission to contact you. Please download and complete the SCOPE FORM below then submit by email, fax, or mail to us. If new to Medicare, please complete PRESCRIPTION FORM to assist with shopping Part D or MedAdvantage plans.Click to download and print:
Rx: Prescription Form for plan comparisons
Reminder: Medicare Annual Enrollment Period is
Oct 15th through Dec 7th annually
Company Benefits
We'll show you options and develop your benefits package based on your goals. We complete annual reviews for our company clients and stay involved during the year.
Company benefits can be placed for the 1st of any month and are not limited to Jan 1st. There are no waiting periods, and yes pre-existing conditions are covered. If you would like a QUOTE, please email insurance@nwmbi.com with either our form Company Quote Request form or send your census information in any format you prefer. If you are at early stages and not ready to mention to your employees, that is okay! We can still provide proposals based on the best info you can provide. An example of premiums from the different carriers for a 40 year old in Kootenai county Idaho: Kootenai County Small Group 40 year old premium (employers pay at minimum a portion of employee premium and with cafeteria/pop plan can set up employee's portion to be drawn from payroll pre-tax). We even offer Voluntary Group Dental packages which are a simple and effective way to help your employees feel valued without you needing to place a full benefits package.
Group policies can be written for as few as 2 people ~ this opens doors for the PPO network to even the smallest of employers. So if your income is at the stage where you are not eligible for the individual premium tax credit, let's run comparisons for you and see what you think.
Quick note about possible SHOP tax credits for small business employers. Yes this can be helpful for many. If eligible, SHOP tax credits are available for two consecutive years and when using specific carriers. We can get a possible guess-timate of any eligibility at HealthCare.gov but it is not a monthly credit like you may have heard is true with folks who do not have company benefits, rather any credits you may be eligible for would be received all at once granting a refund on your company tax return or reducing your tax owed.
Northwest Managed Benefits, Inc. offers multi-faceted resources alongside a diverse array of policy products from a multitude of carriers. We have flexibility in creating benefits packages for your unique situation for any size company.
Self Employed, Individual & Family
View and compare Idaho insurance plans with or without tax credits
YOURHEALTHIDAHO the Idaho Marketplace
Washington insurance plans with or
without tax credits
WASHINGTON HealthPlanFinder
Ready to visit about direct to carrier options (off exchange) or Affordable Care Act tax credit eligibility?
**See IMPORTANT Notice regarding Open Enrollment dates**
Loss of coverage election periods or special election period
eligibilities are available year-round.
Dental or Vision
Dental policies will often have waiting periods if you have a break in dental coverages. But yes we can even help with that! For those who are eligible for tax credits, enrolling through your state marketplace may reduce not only your children's medical premium but may also reduce your children's dental premium too ~ please ask us.
International Travel
Travel should be all about your trip and fun and making wonderful memories. GeoBlue offers "short and long term international health plans for all varieties of travel."